Foreclosure Intervention Services are FREE to anyone in imminent danger of Foreclosure. Ignoring the problem does not make it go away.

We help you understand your options. Please have the following documentation available when you are speaking with one of our counselors.

• Most recent statement from your lender.
• Notices or letters from lender that they may have sent you regarding your delinquency on your mortgage.
• One months worth of paystubs or last tax return if self employed.
• Two months bank statements all pages.
• Copy of last utility bills received.
• Copy of any other monthly financial   obligations that you have.

We will need a hardship letter that includes key phrases such as. "I would like to stay in my home." I fell behind on my mortgage payments as of ________date. The reason I fell behind was_________. My situation has now changed and I will now be able to make a monthly mortgage payment because (explanation of how you situation has changed).

Our Neighborworks trained counselors will guide you through the process. Work with you on preparing a monthly budget and action plan which we will then submit to the lender on your behalf to   asking for the lender to assist you with a newly structured   repayment   plan   and   reinstatement of your mortgage.